Finance terms, clearly defined

EMI

Equated Monthly Installment

CAGR

Compound Annual Growth Rate

XIRR

Extended Internal Rate of Return

SIP

Systematic Investment Plan

SWP

Systematic Withdrawal Plan

STP

Systematic Transfer Plan

CIBIL Score

Credit score (300-900)

FOIR

Fixed Obligation to Income Ratio

LTV

Loan-to-Value Ratio

HRA

House Rent Allowance

Section 80C

Tax deduction up to ₹1.5L

Section 80D

Health insurance deduction

LTCG

Long-Term Capital Gains

STCG

Short-Term Capital Gains

MCLR

Marginal Cost of Funds based Lending Rate

RLLR

Repo Linked Lending Rate

Repo Rate

RBI benchmark lending rate

Section 87A

Tax rebate for low income

TDS

Tax Deducted at Source

EPF

Employee Provident Fund

PPF

Public Provident Fund

NPS

National Pension Scheme

Amortization

Loan repayment schedule

401(k)

US employer-sponsored retirement plan

Roth IRA

Tax-free retirement account (US)

Traditional IRA

Tax-deferred retirement account (US)

FICA

US Social Security + Medicare tax

FSA

Flexible Spending Account (US)

HSA

Health Savings Account (US)

PSLF

Public Service Loan Forgiveness (US)

ISA

Individual Savings Account (UK)

PAYE

Pay As You Earn (UK)

National Insurance

UK payroll tax

SIPP

Self-Invested Personal Pension (UK)

Stamp Duty Land Tax

UK property transfer tax

Buy-to-Let

UK rental property investment

Superannuation

Australian retirement savings

HECS-HELP

Australian student loan scheme

Medicare Levy

Australian healthcare tax

Franking Credits

Australian dividend tax credit

Negative Gearing

Rental property loss strategy (AU)