🇩🇪 Tax Year 2026 ready · 6 calculators · No sign-up

Ihr Geld. Ihre Zahlen. Genau.

Free calculators for Einkommensteuer, Soli, Kirchensteuer, Sozialversicherung, Baufinanzierung, and MwSt — tuned to 2026 Bundesfinanzministerium bands and Deutsche Rentenversicherung rules.

Brutto Netto Rechner Rürup / Riester Rechner

Privacy-first by design Instant results Accurate to the cent

Plan, don't just calculate

Got a life goal? We'll chain the right calculators for you — buy a home, retire comfortably, cut your tax bill, more.

Browse goals

Loans & EMI

1 calculator

View all →

Mortgage

Calculate German home loan payments (Baufinanzierung).

Investment

1 calculator

View all →

Pension

Project your German retirement savings.

Tax

3 calculators

View all →

Einkommensteuer

Calculate your 2026 German income tax (Einkommensteuer) using the statutory §32a EStG formula, plus Solidaritätszuschlag, Kirchensteuer, and social contributions.

Brutto Netto

Calculate your monthly German net salary after Einkommensteuer, Soli, Kirchensteuer, and social contributions (Krankenversicherung, Rentenversicherung, Arbeitslosenversicherung, Pflegeversicherung).

MwSt

Add or remove German VAT (Mehrwertsteuer) at standard 19% or reduced 7% rate.

Savings

1 calculator

View all →

Savings

Project your EUR savings with compound interest.

Why Vitthub

Free, fast, private.

Built for people who want the math — without ads begging for their email address.

Accurate to the cent

Every formula matches Bundesfinanzministerium, Bundesbank and Deutsche Rentenversicherung standards.

100% private

Every calculation runs in your browser. We never see, store, or transmit your financial details.

Always free

No paywalls, no accounts, no "pro" upgrades. Just the tools you need.