🧾 Cut my tax bill
Find every deduction, credit, and regime choice that applies to you — then run the numbers side-by-side to see what actually saves the most.
Your 4-step plan
Work through these in order. Each step links to the calculator you need.
- 1
Run the regime comparison
In most countries there's a choice (new vs old, marginal vs flat, standard vs itemised). Run both — the difference can be 5–15%.
Open Income Tax - 2
Max retirement contributions
These are pre-tax almost everywhere. Every extra ₹1 / $1 into them lowers taxable income.
Open Old vs New - 3
Claim the usual suspects
Rent (HRA), mortgage interest, charity, work-from-home, professional fees, medical insurance. Run through each.
Open HRA - 4
File early
Refunds are bigger and faster. Notices come if you wait.
Open PPF
Your toolbelt
These calculators, run together, answer the full question — not a slice of it.
Income Tax
Calculate income tax under the new regime (default) and old regime for FY 2026-27 (AY 2027-28).
Open calculator →
Old vs New
Compare income tax under old and new regime side-by-side.
Open calculator →
HRA
Calculate your House Rent Allowance exemption for metro and non-metro cities under the old tax regime.
Open calculator →
PPF
Calculate PPF maturity over the 15-year lock-in period with the current government-declared rate.
Open calculator →