🇿🇦 Tax Year 2026/27 ready · 6 calculators · No sign-up

Your money. Your numbers. Sorted.

Free calculators for SARS PAYE, medical tax credits, retirement annuities, home loans (bond), VAT, and TFSAs — tuned to the 2026/27 tax tables and SARB prime rate.

Calculate Net Salary Retirement Annuity Projection

Privacy-first by design Instant results Accurate to the cent

Plan, don't just calculate

Got a life goal? We'll chain the right calculators for you — buy a home, retire comfortably, cut your tax bill, more.

Browse goals

Loans & EMI

1 calculator

View all →

Home Loan

Calculate your SA home loan (bond) monthly repayment at current prime rates.

Investment

1 calculator

View all →

Retirement

Project your retirement annuity or pension pot at retirement.

Tax

3 calculators

View all →

Income Tax

Calculate your 2026/27 SARS income tax, primary/secondary/tertiary rebates, medical tax credits, UIF, and monthly take-home pay.

PAYE

Calculate your monthly net salary after SARS PAYE, UIF, and medical tax credits.

VAT

Add or remove SA VAT at the standard 15% rate.

Savings

1 calculator

View all →

TFSA

Project your SA Tax-Free Savings Account over time.

Why Vitthub

Free, fast, private.

Built for people who want the math — without ads begging for their email address.

Accurate to the cent

Every formula matches SARS, SARB and FSCA standards.

100% private

Every calculation runs in your browser. We never see, store, or transmit your financial details.

Always free

No paywalls, no accounts, no "pro" upgrades. Just the tools you need.