🇦🇺 FY 2026-27 ready · 8 calculators · No sign-up

Your money, your numbers.

Free calculators built for Australia: home loans, ATO income tax, superannuation, HECS-HELP — all in your browser.

Privacy-first by design Instant results Accurate to the cent

Loans & EMI

1 calculator

Mortgage

Calculate your Australian home loan repayments with current variable and fixed rates.

2 calculators

Capital Gains

Calculate CGT on shares, property, or crypto.

Income Tax

Calculate your take-home pay after Australian income tax, Medicare Levy, and HECS-HELP repayments for FY 2026-27.

3 calculators

Savings

Project savings growth with regular deposits and compound interest.

Super

Project your super balance at retirement with Super Guarantee + salary sacrifice contributions.

HECS-HELP

Calculate your compulsory HECS-HELP repayment based on taxable income and outstanding loan balance.

2 calculators

Stamp Duty

Calculate property stamp duty across NSW, VIC, QLD, WA, SA, TAS, ACT, and NT.

Credit Card

How long to clear a credit card balance paying the minimum vs a fixed higher payment.

Why Vitthub

Built for people who want the math — without ads begging for their email address.

Every formula matches ATO and ASIC standards.

Every calculation runs in your browser. We never see, store, or transmit your financial details.

No paywalls, no accounts, no "pro" upgrades. Just the tools you need.