Accuracy of calculations
All formulas and assumptions match the currently-published standards of each jurisdiction's tax authority and central bank (RBI, Income Tax Department, SEBI, IRS, HMRC, ATO, CRA, IRAS, and equivalents). Results are highly accurate for the inputs you provide. However:
- Interest rates and tax slabs change; we update as fast as we can but cannot guarantee zero lag.
- Results are estimates — your bank, mutual fund, or tax authority may compute slightly differently due to rounding, processing fees, surcharges, or edge cases we have simplified.
- Examples in blog posts (such as historical SIP returns or bank rates) are illustrative. Past performance does not guarantee future results.
Investment risk
Mutual funds, equities, and other market-linked investments are subject to market risk. Please read all scheme-related documents carefully before investing. Do not rely solely on this site for investment decisions — consult a SEBI-registered investment advisor or your jurisdiction's equivalent authorised adviser.
Tax advice
Our tax calculators implement standard income-tax formulas for each jurisdiction. Your actual tax liability may vary based on individual circumstances, specific provisions, and assessment-year nuances. For complex situations (foreign income, capital gains, HUF income, trust structures), consult a qualified Chartered Accountant, CPA, or local equivalent.
No liability
Vitthub, its authors, and operators are not liable for any financial loss, tax demand, investment outcome, or other consequence arising from the use of information on this site.
Third-party links
Where we link to external websites (banks, mutual funds, government portals), we do not endorse those sites and are not responsible for their content, accuracy, or practices.
Advertising
Vitthub may display ads served by Google AdSense and other third-party networks. Ads are clearly distinguishable from editorial content, are never paid placements disguised as recommendations, and do not influence our calculator logic, rates, or guidance. The appearance of an ad from any bank, broker, insurer, or fintech is not an endorsement. Always verify offers directly with the advertiser and read their disclosures before acting.