Finance news that
moves your calculators.
Central-bank decisions, budget recaps, tax-year rollovers, and practical tips across 12 countries — written plain, direct-answer first. Every article links to the calculators affected.
US tax-loss harvesting: Dec 31 deadline math
You have until December 31, 2026 to realize losses that offset capital gains. Here is how to think about the $3,000 ordinary-income offset rule.
UPI Now Live in 7 Countries: Where Indian Travellers Can Pay With Their UPI App
UPI international payments are now active in 7 destinations. NPCI activated France in March 2026, joining Singapore, UAE, Mauritius, Bhutan, Nepal, and Sri Lanka. Daily limits are typically ₹2 lakh equivalent. TCS at 5% kicks in above ₹7 lakh of total LRS spend.
ReadSection 87A Rebate Confusion 2026: Who Gets ₹25K, Who Doesn't
CBDT issued a clarification on April 17, 2026 confirming that Section 87A rebate cannot reduce flat-rate STCG or LTCG tax. Salaried filers with capital gains face a higher tax bill than they may have planned.
ReadFed FOMC April 2026: rate cut signals — mortgage impact
The FOMC held the federal funds rate at 4.00-4.25% but dot plots now show two cuts by year-end. 30-year mortgages eased to 6.42%.
ReadEPF Interest 8.25% Declared for FY 2025-26 — When Will It Hit Your Account?
The EPFO Central Board declared 8.25% interest for FY 2025-26 in March 2026. Based on the historic crediting pattern, expect the amount to land in your passbook between July and August 2026.
ReadITR Portal AY 2026-27: 5 Changes Every Taxpayer Should Know
The Income Tax e-filing portal opens for AY 2026-27 returns from July 1, 2026 with five major changes. Better pre-fill, mutual fund auto-fetch, restructured capital gains schedule, stricter HRA validation, and mandatory OTP login for everyone.
ReadRBI holds repo at 6.0% — what it means for home-loan EMIs
The MPC kept the repo rate unchanged at 6.0% in its April 2026 review. RLLR-linked home loans stay put; borrowers eyeing a cut will likely wait until June.
ReadRBI Holds Repo Rate at 6.50% in April 2026 — Here's What It Means For Your EMI
The RBI Monetary Policy Committee kept the repo rate at 6.50% on April 9, 2026. Variable home-loan EMIs stay flat. Most economists now expect the next cut in August or October 2026 once FY27 inflation prints settle around the 4% target.
ReadIndia ITR-1 filing opens July 1 — 5-minute checklist
Salaried taxpayers can file ITR-1 from July 1, 2026 for AY 2026-27. Here is the 5-document checklist to file in under 30 minutes.
ReadSmall Savings Q1 FY27: PPF, NSC, KVP, SCSS, SSY Rates Unchanged for 6th Quarter
The Department of Economic Affairs notified Q1 FY27 small savings rates on March 31, 2026. PPF, NSC, KVP, SCSS, SSY, POMIS and POTD all stay where they were — making this the sixth straight quarter without any movement.
ReadSARB holds repo at 8.25% — how SA bonds respond
The South African Reserve Bank kept the repo rate at 8.25% in March 2026. Prime stays at 11.75%; new-home buyers face unchanged affordability.
ReadUK Spring Statement 2026 recap: what changed for ISA savers
The £20,000 ISA allowance survived — but the Chancellor tightened the Lifetime ISA property cap and confirmed the British ISA is dead.
ReadSingapore CPF OW ceiling hits S$8,000/mo in 2027 — plan now
The final step of the phased CPF Ordinary Wage ceiling increase arrives January 1, 2027. High earners will contribute up to S$1,600/month more.
ReadCanada FHSA vs RRSP vs TFSA: which first?
FHSA gives you the RRSP deduction plus TFSA withdrawals — but it is time-limited. Here is the 2026 priority order for most Canadians.
ReadAustralia Stage 3 tax cuts explained
Most taxpayers save A$804 to A$2,479/year under the revised Stage 3 cuts live since July 2024. Here is what your bracket actually pays in 2025/26.
ReadUAE DMTT 15% hits MNE branches: who qualifies
The UAE Domestic Minimum Top-Up Tax at 15% applies from financial years starting on or after Jan 1, 2025. Here is who is in and who is out.
ReadNew NISA Year 3: How to Avoid the ¥18M Lifetime Cap Trap in 2026
Japan's new NISA hit its 3-year mark in January 2026. Aggressive savers hitting the ¥3.6M/year max are running toward the ¥18M lifetime cap 2 years earlier than planned. Here is the math, the fix, and what to do if you are already close to the ceiling.
ReadGrundfreibetrag 2026: 12.348 € steuerfrei — so viel sparst du wirklich
Der Grundfreibetrag steigt 2026 auf 12.348 € (2025: 11.784 €). Bei 45.000 € Brutto sparst du rund 89 € pro Jahr — bei 100.000 € sogar 237 €. Inklusive Ehegattensplitting, Solidaritätszuschlag-Grenze und Kinderfreibetrag 2026.
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