🇸🇬 YA 2027 ready · 7 calculators · No sign-up

Your money, your numbers.

Free calculators for income tax, CPF, SRS, mortgages, and GST — built for Singapore residents and expats.

Privacy-first by design Instant results Accurate to the cent

Plan, don't just calculate

Got a life goal? We'll chain the right calculators for you — buy a home, retire comfortably, cut your tax bill, more.

Loans & EMI

1 calculator

Mortgage

Calculate monthly instalments for HDB and private property loans in Singapore.

4 calculators

Income Tax

Calculate your Singapore income tax for YA 2027 using IRAS resident progressive rates.

SRS

Calculate your income tax savings from topping up the Supplementary Retirement Scheme.

GST

Add or remove 9% Singapore GST from any amount.

Capital Gains

Singapore does not tax capital gains for individuals.

2 calculators

CPF

Calculate monthly CPF contributions split across Ordinary, Special, and Medisave accounts.

Savings

Project savings growth with compound interest.

Why Vitthub

Built for people who want the math — without ads begging for their email address.

Every formula matches IRAS, CPF and MAS standards.

Every calculation runs in your browser. We never see, store, or transmit your financial details.

No paywalls, no accounts, no "pro" upgrades. Just the tools you need.