🇬🇧 TY 2026-27 ready · 9 calculators · No sign-up

Your money, your numbers.

Free calculators for UK residents: mortgage, SDLT stamp duty, income tax & National Insurance, ISA growth, and pension projections.

Privacy-first by design Instant results Accurate to the cent

Loans & EMI

1 calculator

Mortgage

Calculate your monthly mortgage repayment with current UK rates.

4 calculators

Income Tax

Calculate take-home pay after Income Tax, National Insurance, pension contributions and student loan repayments.

Stamp Duty

Calculate Stamp Duty Land Tax on residential property purchases in England and Northern Ireland.

Capital Gains

Calculate CGT on shares, property and other assets after the £3,000 annual allowance at 2024+ rates.

Salary

Convert gross salary to net take-home after Income Tax, National Insurance, pension, and student loan.

3 calculators

ISA

Project the tax-free growth of your ISA contributions up to the £20,000 annual allowance.

Pension

Estimate your workplace or SIPP pension pot at retirement including employer contributions and tax relief.

Savings

Project your savings balance with monthly deposits, compounding, and current UK rates.

1 calculator

Buy-to-Let

Calculate gross and net yield on a UK rental property after agency fees, maintenance, and void periods.

Why Vitthub

Built for people who want the math — without ads begging for their email address.

Every formula matches HMRC and FCA standards.

Every calculation runs in your browser. We never see, store, or transmit your financial details.

No paywalls, no accounts, no "pro" upgrades. Just the tools you need.