Insurance calculators
for USA
7 free, accurate insurance calculators tuned to USA's Tax Year 2026 rules. Every calculation runs in your browser — no sign-up, no tracking.
Term Life Insurance Calculator
Calculate how much term life insurance you need using the DIME method, HLV, and 10× income rule.
All 7 insurance calculators
USA insurance— what's covered
Term life, health, motor, critical illness, income protection. Each calculator is locked to USA's Tax Year 2026 rules and reviewed by a locally-qualified accountant within 48 hours of any budget or rate change. The underlying law and source data are cited at the bottom of every calculator page.
Every calculation runs entirely in your browser — nothing is posted to our servers. We don't sell any loan, insurance, or filing product, so the numbers you see are unbiased.
Insurance calculators in other countries
Comparing insurance costs across markets? Jump to the same category hub for any of 11 other countries.