Insurance calculators
for New Zealand
4 free, accurate insurance calculators tuned to New Zealand's Tax Year 2026/27 rules. Every calculation runs in your browser — no sign-up, no tracking.
New Zealand Life Insurance Calculator
Calculate how much life insurance you need in New Zealand using the Human Life Value method, and compare level-premium vs yearly-renewable term quotes from AIA NZ, Fidelity Life, Partners Life, Asteron.
All 4 insurance calculators
New Zealand insurance— what's covered
Term life, health, motor, critical illness, income protection. Each calculator is locked to New Zealand's Tax Year 2026/27 rules and reviewed by a locally-qualified accountant within 48 hours of any budget or rate change. The underlying law and source data are cited at the bottom of every calculator page.
Every calculation runs entirely in your browser — nothing is posted to our servers. We don't sell any loan, insurance, or filing product, so the numbers you see are unbiased.
Insurance calculators in other countries
Comparing insurance costs across markets? Jump to the same category hub for any of 11 other countries.