Insurance calculators
for UK
6 free, accurate insurance calculators tuned to UK's Tax Year 2026/27 rules. Every calculation runs in your browser — no sign-up, no tracking.
UK Life Insurance Calculator
Work out how much UK life cover you need using the HLV method, and see 2026 level/decreasing/FIB premium benchmarks by age and smoker status.
All 6 insurance calculators
UK insurance— what's covered
Term life, health, motor, critical illness, income protection. Each calculator is locked to UK's Tax Year 2026/27 rules and reviewed by a locally-qualified accountant within 48 hours of any budget or rate change. The underlying law and source data are cited at the bottom of every calculator page.
Every calculation runs entirely in your browser — nothing is posted to our servers. We don't sell any loan, insurance, or filing product, so the numbers you see are unbiased.
Insurance calculators in other countries
Comparing insurance costs across markets? Jump to the same category hub for any of 11 other countries.