🎓 Plan your kids' future
Project what education and big milestones will cost in 15–20 years' inflated money — then work backwards to a monthly investment number.
Your 4-step plan
Work through these in order. Each step links to the calculator you need.
- 1
Estimate future-money cost
A ₹10L / $50k degree today will cost 2–3× that in 18 years. Inflate the sticker price before planning.
Open Retirement - 2
Pick a long-duration vehicle
Equity SIP / index fund / child-specific scheme. Time horizon > 10 years tolerates volatility.
Open Savings - 3
Automate the transfer
Treat it as a bill, not a nice-to-have. Set it up on payday and forget about it.
Open Roth IRA - 4
Don't raid it
The mistake 80% of parents make. Keep a separate emergency fund so this stays untouched.
Your toolbelt
These calculators, run together, answer the full question — not a slice of it.
Retirement
Project your retirement corpus with the 4% rule, Social Security estimates, and inflation-adjusted spending.
Open calculator →
Savings
Project your savings growth with regular deposits, compound interest, and high-yield savings account rates.
Open calculator →
Roth IRA
Project the tax-free growth of your Roth IRA contributions until retirement.
Open calculator →