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UK Stamp Duty Calculator — England & Northern Ireland (SDLT)

Calculate Stamp Duty Land Tax (SDLT) for residential property in England and Northern Ireland. First-time buyer relief up to £425k included.

Other🇬🇧UK · Tax Year 2026/27Reviewed No sign-up · Runs in your browser

Property Details

£350,000

Stamp Duty (SDLT)

SDLT Payable

£7,500

Effective rate: 2.14%

£125,000 - £250,000 @ 2%£2,500
£250,000 - £350,000 @ 5%£5,000

Property Price

£350,000

SDLT

£7,500

Total Cost

£357,500

For estimation only. Not professional financial, tax, or legal advice. Consult a qualified advisor before making decisions. Full disclaimer.

How it works

Stamp Duty Land Tax (SDLT) — England & Northern Ireland

SDLT applies to residential property purchases in England and Northern Ireland (Scotland uses LBTT, Wales uses LTT — see the links below). Rates are set by HMRC and apply progressively across bands. First-time buyers get a nil-rate band up to £425,000 on properties costing £625,000 or less.

Current residential bands (2026)

  • £0 – £125,000: 0%
  • £125,001 – £250,000: 2%
  • £250,001 – £925,000: 5%
  • £925,001 – £1,500,000: 10%
  • Above £1,500,000: 12%
  • Additional property (second home / buy-to-let): +5% on every band

Official source: gov.uk — SDLT residential rates.

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