Grow my savings
Turn idle cash into a compound-growth machine — split between safe deposits, tax-efficient investments, and long-term equity.
Life goal3 calculators~12 min plan🇬🇧UK · Tax Year 2026/27
The plan
4 calculators. In the right order.
Most money decisions need more than one number. Work through the 4 steps below in sequence — each links to the calculator that answers its question. Takes about 12 minutes end-to-end.
Step 1Step 4
Walk through
Step-by-step
- 01Step 1 of 4
Build a 3-month emergency fund
Park this in a high-yield savings or fixed deposit first. Don't invest it — you need it liquid.
Open ISA - 02Step 2 of 4
Fill the tax shelters
ISA, TFSA, PPF, Roth IRA, SRS — every country has one. Top these up next; the compounding is tax-free.
Open Savings - 03Step 3 of 4
Start a SIP / auto-invest
Even ₹5k / $200 / £150 a month in a broad index fund beats most actively managed portfolios over 20 years.
Open Pension - 04Step 4 of 4
Check the drift once a year
Rebalance only annually. Overtrading destroys returns.
Your toolbelt
3calculators you'll use
01
ISA
Project the tax-free growth of your ISA contributions up to the £20,000 annual allowance.
02
Savings
Project your savings balance with monthly deposits, compounding, and current UK rates.
03
Pension
Estimate your workplace or SIPP pension pot at retirement including employer contributions and tax relief.
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