UK Stamp Duty Calculator
Calculate Stamp Duty Land Tax on residential property purchases in England and Northern Ireland.
Property Details
Stamp Duty (SDLT)
SDLT Payable
£7,500
Effective rate: 2.14%
Property Price
£350,000
SDLT
£7,500
Total Cost
£357,500
SDLT bands (standard)
| Price | Rate |
|---|---|
| Up to £125,000 | 0% |
| £125,001 – £250,000 | 2% |
| £250,001 – £925,000 | 5% |
| £925,001 – £1.5m | 10% |
| Above £1.5m | 12% |
First-time buyer relief
Zero SDLT up to £425,000 for first-time buyers, provided the property is below £625,000. Between £425k and £625k you pay 5% on the portion above £425k.
Additional property (second home / buy-to-let)
A 5% surcharge is added on top of all standard bands. Applies if you own another residential property worldwide at the time of purchase.
Frequently Asked Questions
Everything you need to know, in one place.
What are the SDLT bands for 2026?
Standard: 0% up to £125k, 2% £125k-£250k, 5% £250k-£925k, 10% £925k-£1.5m, 12% above. First-time buyers: 0% up to £425k (if property < £625k). Additional property (second home/BTL): +5% on top of standard bands.
Do I pay SDLT as a first-time buyer?
Zero SDLT on purchases up to £425,000 for first-time buyers, provided the property is below £625,000. Between £425k and £625k, you pay 5% on the excess.
SDLT in Scotland and Wales?
Scotland uses Land and Buildings Transaction Tax (LBTT) with different bands. Wales uses Land Transaction Tax (LTT). Neither is covered by this SDLT calculator.
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