Home Loan Eligibility Calculator
Find the maximum home loan amount you qualify for based on your salary and existing EMIs.
Details
Result
Max Home Loan
₹57,61,542
Max EMI Allowed
₹50,000
As % of Income
50.0%
How banks decide your home loan eligibility
Banks apply the FOIR rule: all your EMIs together cannot exceed 50% (sometimes 60% for high earners) of gross monthly income. Higher income, stable employer, and 750+ credit score push your eligibility up by 10-20%.
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