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Loans & EMI calculators for India

14 free, accurate loans & emi calculators tuned to India's FY 2026-27 rules. Every calculation runs in your browser — no sign-up, no tracking.

Loans & EMI14 calculators🇮🇳India · FY 2026-27Reviewed No sign-up
Most used in loans & emi

EMI Calculator

Calculate EMI for home loan, car loan, and personal loan instantly with full amortization schedule.

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Full list

All 14 loans & emi calculators

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Calculator
01
EMIpopular
Calculate EMI for home loan, car loan, and personal loan instantly with full amortization schedule.
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02
Home Loan
Calculate your home loan EMI with current bank rates and view a complete year-wise amortization schedule.
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03
Personal Loan
Calculate personal loan EMI for SBI, HDFC, ICICI, Axis, Kotak and other banks.
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04
Car Loan
Calculate car loan EMI including on-road price, insurance, and RTO costs.
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05
Education Loan
Calculate EMI on education loans including moratorium period (course duration plus grace).
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06
EMI Affordability
Check the maximum EMI you can afford based on your salary using the safe 50% FOIR rule.
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07
Loan Eligibility
Find the maximum home loan amount you qualify for based on your salary and existing EMIs.
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08
Compare Loans
Compare two loan offers side by side.
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09
Mudra Loan
Calculate EMI on PMMY (Pradhan Mantri Mudra Yojana) loans up to ₹20 lakh.
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10
Gold Loan
Calculate gold loan eligibility (75% LTV), monthly EMI, and total interest.
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11
LAP
Calculate Loan Against Property (LAP) EMI in India 2026.
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12
Business Loan
Calculate unsecured business loan EMI in India 2026.
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13
Home Loan Prepayment
See exactly how much interest you save and how many months your loan shortens when you make a lump-sum home loan prepayment.
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14
Balance Transfer
Calculate real savings on a home loan balance transfer in India.
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About these calculators

India loans & emi— what's covered

Home, auto, personal and education loans — EMI and amortization math. Each calculator is locked to India's FY 2026-27 rules and reviewed by a locally-qualified accountant within 48 hours of any budget or rate change. The underlying law and source data are cited at the bottom of every calculator page.

Every calculation runs entirely in your browser — nothing is posted to our servers. We don't sell any loan, insurance, or filing product, so the numbers you see are unbiased.

Across borders

Loans & EMI calculators in other countries

Comparing loans & emi costs across markets? Jump to the same category hub for any of 11 other countries.