Retirement Calculator
Plan your retirement corpus accounting for inflation, life expectancy, and post-retirement returns.
Data stays on your deviceFY 2026-27 updatedFree · No sign-up
Details
30yrs
yrs
60yrs
yrs
85yrs
yrs
₹50,000
₹
6%
%
12%
%
8%
%
₹5,00,000
₹
Result
Retirement Corpus Needed
₹6,86,42,174
Monthly SIP Required
₹14,354
Monthly Expense at Retirement
₹2,87,175
Years to Retire
30
Years in Retirement
25
Retirement planning in India
With 6% inflation over 25 years, ₹50,000 of today's monthly expenses becomes ~₹2.15L. A retirement corpus must fund 20+ years of these inflation-adjusted expenses while also growing at 7-8% post-retirement. The classic 4% rule suggests 25× annual expenses as corpus — for India, with higher inflation, aim for 30× instead.
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