Canada Federal Budget 2027 — TFSA Room, RRSP Cap & Capital Gains
_Live from the House of Commons, Budget Day 2027._
What to watch
- Capital gains inclusion rate — 50% baseline; 2024 changes targeting >$250k remain politically live
- TFSA annual room — indexed; watch for 2027 figure
- RRSP deduction limit — 18% of earned income to statutory cap
- CPP enhancement — phase-in still running
- GST/HST — rate unchanged since 2008
- Alternative Minimum Tax (AMT) — post-2024 reform still settling
Live tracker
_(Populated on Budget Day.)_
Calculator updates
- Income Tax Calculator — federal + all 13 provinces/territories
- Paycheck Calculator — CPP/CPP2 + EI + PIT
- RRSP Calculator
- TFSA Calculator — revised room
- Capital Gains Calculator
Our sources
Budget 2027 tabled documents (budget.canada.ca), CRA technical interpretations, OSFI updates on CPP figures.
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