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Canada Federal Budget 2027 — TFSA Room, RRSP Cap & Capital Gains

Finance Minister tables Budget 2027. Live tracking of TFSA annual room, RRSP deduction limit, capital gains inclusion rate, CPP enhancement, and provincial impacts.

9 minBudget🇨🇦Canada · Tax Year 2026By Vitthub Editorial

_Live from the House of Commons, Budget Day 2027._

What to watch

  • Capital gains inclusion rate — 50% baseline; 2024 changes targeting >$250k remain politically live
  • TFSA annual room — indexed; watch for 2027 figure
  • RRSP deduction limit — 18% of earned income to statutory cap
  • CPP enhancement — phase-in still running
  • GST/HST — rate unchanged since 2008
  • Alternative Minimum Tax (AMT) — post-2024 reform still settling

Live tracker

_(Populated on Budget Day.)_

Calculator updates

Our sources

Budget 2027 tabled documents (budget.canada.ca), CRA technical interpretations, OSFI updates on CPP figures.

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