Canada Paycheck Calculator

On a typical $75,000 Ontario salary: roughly $11,000 federal, $4,500 provincial, $3,900 CPP, $1,200 EI — about $20,600 total or 27% of gross. Your biweekly take-home is roughly $2,100.

Biweekly = 26 paycheques per year (every 2 weeks). Semi-monthly = 24 paycheques per year (15th and month-end). Same annual pay, different paycheque size and frequency. Biweekly paycheques are slightly smaller.

Your employer deducts tax based on your province of work, not residence. If you live in Quebec but work in Ontario, you get Ontario source deductions — and file a special Quebec return each year to reconcile.

Yes. Submit Form TD1 to your employer with claimed credits (tuition, medical, dependents). Or request a Source Deduction Reduction (T1213) for ongoing RRSP contributions, child care, alimony, or charitable giving.

CPP: 5.95% employee + 5.95% employer on pensionable earnings between $3,500 and $71,300 (YMPE). CPP2 (enhanced): 4% on earnings between $71,300 and $81,200. Max employee CPP+CPP2 combined: ~$4,430/year. EI: 1.64% (outside Quebec) / 1.31% (Quebec, with QPIP separate) on earnings up to $65,700 — max $1,077 federal. Quebec employees also pay QPP and QPIP at slightly different rates.

Alberta has the simplest and lowest provincial rates: flat 10% on first $151,234, then progressive to 15% above $362,961 — combined federal + provincial top rate ~48%. Nunavut and NWT are close. Highest: Quebec (top rate ~53.3% including federal), followed by Newfoundland (~54.8% above $1.1M) and Nova Scotia (~54%). Moving province mid-year uses your December 31 province of residence for provincial tax. Remote employees: provincial tax follows employer's payroll reporting location unless CRA-approved otherwise.