State Bank of India Personal Loan EMI Calculator
Calculate EMI for State Bank of India personal loan at 11%.
Loans & EMI🇮🇳India · FY 2026-27Reviewed No sign-up · Runs in your browser
Loan Details
₹5,00,000
11%
3yrs
Results
Your Monthly EMI
₹16,369
Principal
₹5,00,000
Total Interest
₹89,297
Total Payment
₹5,89,297
Principal
Interest
Yearly Amortization Schedule
| Year | Principal Paid | Interest Paid | Balance |
|---|---|---|---|
| 1 | ₹1,48,785 | ₹47,647 | ₹3,51,215 |
| 2 | ₹1,66,003 | ₹30,430 | ₹1,85,212 |
| 3 | ₹1,85,212 | ₹11,220 | ₹0 |
For estimation only. Not professional financial, tax, or legal advice. Consult a qualified advisor before making decisions. Full disclaimer.
How it works
State Bank of India personal loan features
- Rate from 11% p.a.
- Tenure up to 60 months
- Loan amounts ₹50,000 to ₹40 lakh
- Minimal documentation for pre-approved customers
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