Karnataka Bank Personal Loan EMI Calculator
Calculate EMI for Karnataka Bank personal loan at 12.49%.
Loans & EMI🇮🇳India · FY 2026-27Reviewed No sign-up · Runs in your browser
Loan Details
₹5,00,000
12.49%
3yrs
Results
Your Monthly EMI
₹16,724
Principal
₹5,00,000
Total Interest
₹1,02,079
Total Payment
₹6,02,079
Principal
Interest
Yearly Amortization Schedule
| Year | Principal Paid | Interest Paid | Balance |
|---|---|---|---|
| 1 | ₹1,46,438 | ₹54,255 | ₹3,53,562 |
| 2 | ₹1,65,812 | ₹34,881 | ₹1,87,750 |
| 3 | ₹1,87,750 | ₹12,943 | ₹0 |
How it works
Karnataka Bank personal loan features
- Rate from 12.49% p.a.
- Tenure up to 60 months
- Loan amounts ₹50,000 to ₹40 lakh
- Minimal documentation for pre-approved customers
Frequently asked
Common questions about Karnataka Personal Loan
What is Karnataka Bank personal loan rate?+
Karnataka Bank offers personal loans starting at 12.49% p.a. for salaried customers with strong credit.
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