IDFC First Bank Personal Loan EMI Calculator
Calculate EMI for IDFC First Bank personal loan at 10.49%.
Loans & EMI🇮🇳India · FY 2026-27Reviewed No sign-up · Runs in your browser
Loan Details
₹5,00,000
10.49%
3yrs
Results
Your Monthly EMI
₹16,249
Principal
₹5,00,000
Total Interest
₹84,959
Total Payment
₹5,84,959
Principal
Interest
Yearly Amortization Schedule
| Year | Principal Paid | Interest Paid | Balance |
|---|---|---|---|
| 1 | ₹1,49,593 | ₹45,393 | ₹3,50,407 |
| 2 | ₹1,66,062 | ₹28,924 | ₹1,84,345 |
| 3 | ₹1,84,345 | ₹10,642 | ₹0 |
For estimation only. Not professional financial, tax, or legal advice. Consult a qualified advisor before making decisions. Full disclaimer.
How it works
IDFC First Bank personal loan features
- Rate from 10.49% p.a.
- Tenure up to 60 months
- Loan amounts ₹50,000 to ₹40 lakh
- Minimal documentation for pre-approved customers
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