Union Bank of India Home Loan EMI Calculator

Calculate EMI for Union Bank of India home loan at the current 8.35% rate.

Loans & EMI🇮🇳India · FY 2026-27Reviewed Apr 2026No sign-up · Runs in your browser

Loan Details

Loan Amount₹50,00,000

Interest Rate8.35%

Loan Tenure20yrs

Results

Your Monthly EMI

₹42,918

Principal

₹50,00,000

Total Interest

₹53,00,236

Total Payment

₹1,03,00,236

Principal

Interest

Yearly Amortization Schedule

Year	Principal Paid	Interest Paid	Balance
1	₹1,01,332	₹4,13,680	₹48,98,668
2	₹1,10,124	₹4,04,888	₹47,88,544
3	₹1,19,680	₹3,95,332	₹46,68,864
4	₹1,30,064	₹3,84,947	₹45,38,800
5	₹1,41,350	₹3,73,661	₹43,97,450
6	₹1,53,615	₹3,61,396	₹42,43,834
7	₹1,66,945	₹3,48,067	₹40,76,890
8	₹1,81,431	₹3,33,581	₹38,95,459
9	₹1,97,174	₹3,17,838	₹36,98,285
10	₹2,14,283	₹3,00,729	₹34,84,003
11	₹2,32,876	₹2,82,136	₹32,51,127
12	₹2,53,083	₹2,61,929	₹29,98,044
13	₹2,75,043	₹2,39,969	₹27,23,001
14	₹2,98,909	₹2,16,103	₹24,24,092
15	₹3,24,845	₹1,90,166	₹20,99,246
16	₹3,53,033	₹1,61,979	₹17,46,214
17	₹3,83,666	₹1,31,346	₹13,62,548
18	₹4,16,957	₹98,055	₹9,45,592
19	₹4,53,136	₹61,876	₹4,92,455
20	₹4,92,455	₹22,556	₹0

How it works

Union Bank of India home loan highlights

Interest rate starts at 8.35% p.a.
Loan tenure up to 30 years
Up to 90% financing on property value
Processing fee: 0.25% to 1% of loan amount

Rates listed here are indicative based on publicly available information and update periodically. Final rate will be confirmed by the bank after credit assessment.

Frequently asked