RBL Bank Home Loan EMI Calculator

Calculate EMI for RBL Bank home loan at the current 8.9% rate.

Loans & EMI🇮🇳India · FY 2026-27Reviewed Apr 2026No sign-up · Runs in your browser

Loan Details

Loan Amount₹50,00,000

Interest Rate8.9%

Loan Tenure20yrs

Results

Your Monthly EMI

₹44,665

Principal

₹50,00,000

Total Interest

₹57,19,656

Total Payment

₹1,07,19,656

Principal

Interest

Yearly Amortization Schedule

Year	Principal Paid	Interest Paid	Balance
1	₹94,787	₹4,41,195	₹49,05,213
2	₹1,03,576	₹4,32,407	₹48,01,636
3	₹1,13,180	₹4,22,803	₹46,88,456
4	₹1,23,674	₹4,12,308	₹45,64,782
5	₹1,35,142	₹4,00,841	₹44,29,640
6	₹1,47,672	₹3,88,311	₹42,81,968
7	₹1,61,365	₹3,74,618	₹41,20,603
8	₹1,76,327	₹3,59,656	₹39,44,277
9	₹1,92,676	₹3,43,307	₹37,51,601
10	₹2,10,541	₹3,25,442	₹35,41,060
11	₹2,30,063	₹3,05,920	₹33,10,997
12	₹2,51,395	₹2,84,588	₹30,59,602
13	₹2,74,704	₹2,61,278	₹27,84,898
14	₹3,00,176	₹2,35,807	₹24,84,722
15	₹3,28,008	₹2,07,974	₹21,56,714
16	₹3,58,422	₹1,77,561	₹17,98,292
17	₹3,91,655	₹1,44,327	₹14,06,637
18	₹4,27,970	₹1,08,013	₹9,78,666
19	₹4,67,652	₹68,330	₹5,11,014
20	₹5,11,014	₹24,969	₹0

How it works

RBL Bank home loan highlights

Interest rate starts at 8.9% p.a.
Loan tenure up to 30 years
Up to 90% financing on property value
Processing fee: 0.25% to 1% of loan amount

Rates listed here are indicative based on publicly available information and update periodically. Final rate will be confirmed by the bank after credit assessment.

Frequently asked