RBL Bank Home Loan EMI Calculator
Calculate EMI for RBL Bank home loan at the current 8.9% rate.
Loans & EMI🇮🇳India · FY 2026-27Reviewed No sign-up · Runs in your browser
Loan Details
₹50,00,000
8.9%
20yrs
Results
Your Monthly EMI
₹44,665
Principal
₹50,00,000
Total Interest
₹57,19,656
Total Payment
₹1,07,19,656
Principal
Interest
Yearly Amortization Schedule
| Year | Principal Paid | Interest Paid | Balance |
|---|---|---|---|
| 1 | ₹94,787 | ₹4,41,195 | ₹49,05,213 |
| 2 | ₹1,03,576 | ₹4,32,407 | ₹48,01,636 |
| 3 | ₹1,13,180 | ₹4,22,803 | ₹46,88,456 |
| 4 | ₹1,23,674 | ₹4,12,308 | ₹45,64,782 |
| 5 | ₹1,35,142 | ₹4,00,841 | ₹44,29,640 |
| 6 | ₹1,47,672 | ₹3,88,311 | ₹42,81,968 |
| 7 | ₹1,61,365 | ₹3,74,618 | ₹41,20,603 |
| 8 | ₹1,76,327 | ₹3,59,656 | ₹39,44,277 |
| 9 | ₹1,92,676 | ₹3,43,307 | ₹37,51,601 |
| 10 | ₹2,10,541 | ₹3,25,442 | ₹35,41,060 |
| 11 | ₹2,30,063 | ₹3,05,920 | ₹33,10,997 |
| 12 | ₹2,51,395 | ₹2,84,588 | ₹30,59,602 |
| 13 | ₹2,74,704 | ₹2,61,278 | ₹27,84,898 |
| 14 | ₹3,00,176 | ₹2,35,807 | ₹24,84,722 |
| 15 | ₹3,28,008 | ₹2,07,974 | ₹21,56,714 |
| 16 | ₹3,58,422 | ₹1,77,561 | ₹17,98,292 |
| 17 | ₹3,91,655 | ₹1,44,327 | ₹14,06,637 |
| 18 | ₹4,27,970 | ₹1,08,013 | ₹9,78,666 |
| 19 | ₹4,67,652 | ₹68,330 | ₹5,11,014 |
| 20 | ₹5,11,014 | ₹24,969 | ₹0 |
For estimation only. Not professional financial, tax, or legal advice. Consult a qualified advisor before making decisions. Full disclaimer.
How it works
RBL Bank home loan highlights
- Interest rate starts at 8.9% p.a.
- Loan tenure up to 30 years
- Up to 90% financing on property value
- Processing fee: 0.25% to 1% of loan amount
Rates listed here are indicative based on publicly available information and update periodically. Final rate will be confirmed by the bank after credit assessment.
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