IndusInd Bank Home Loan EMI Calculator

Calculate EMI for IndusInd Bank home loan at the current 9% rate.

Loans & EMI🇮🇳India · FY 2026-27Reviewed Apr 2026No sign-up · Runs in your browser

Loan Details

Loan Amount₹50,00,000

Interest Rate9%

Loan Tenure20yrs

Results

Your Monthly EMI

₹44,986

Principal

₹50,00,000

Total Interest

₹57,96,711

Total Payment

₹1,07,96,711

Principal

Interest

Yearly Amortization Schedule

Year	Principal Paid	Interest Paid	Balance
1	₹93,636	₹4,46,200	₹49,06,364
2	₹1,02,419	₹4,37,416	₹48,03,945
3	₹1,12,027	₹4,27,809	₹46,91,919
4	₹1,22,536	₹4,17,300	₹45,69,383
5	₹1,34,030	₹4,05,805	₹44,35,352
6	₹1,46,603	₹3,93,232	₹42,88,749
7	₹1,60,356	₹3,79,480	₹41,28,393
8	₹1,75,398	₹3,64,437	₹39,52,995
9	₹1,91,852	₹3,47,984	₹37,61,143
10	₹2,09,849	₹3,29,987	₹35,51,294
11	₹2,29,534	₹3,10,301	₹33,21,760
12	₹2,51,066	₹2,88,770	₹30,70,694
13	₹2,74,618	₹2,65,218	₹27,96,077
14	₹3,00,379	₹2,39,457	₹24,95,698
15	₹3,28,556	₹2,11,279	₹21,67,142
16	₹3,59,377	₹1,80,458	₹18,07,765
17	₹3,93,089	₹1,46,746	₹14,14,675
18	₹4,29,964	₹1,09,872	₹9,84,712
19	₹4,70,297	₹69,538	₹5,14,414
20	₹5,14,414	₹25,421	₹0

How it works

IndusInd Bank home loan highlights

Interest rate starts at 9% p.a.
Loan tenure up to 30 years
Up to 90% financing on property value
Processing fee: 0.25% to 1% of loan amount

Rates listed here are indicative based on publicly available information and update periodically. Final rate will be confirmed by the bank after credit assessment.

Frequently asked