HSBC India Home Loan EMI Calculator

Calculate EMI for HSBC India home loan at the current 8.5% rate.

Loans & EMI🇮🇳India · FY 2026-27Reviewed Apr 2026No sign-up · Runs in your browser

Loan Details

Loan Amount₹50,00,000

Interest Rate8.5%

Loan Tenure20yrs

Results

Your Monthly EMI

₹43,391

Principal

₹50,00,000

Total Interest

₹54,13,879

Total Payment

₹1,04,13,879

Principal

Interest

Yearly Amortization Schedule

Year	Principal Paid	Interest Paid	Balance
1	₹99,511	₹4,21,182	₹49,00,489
2	₹1,08,307	₹4,12,387	₹47,92,181
3	₹1,17,881	₹4,02,813	₹46,74,300
4	₹1,28,300	₹3,92,394	₹45,46,000
5	₹1,39,641	₹3,81,053	₹44,06,359
6	₹1,51,984	₹3,68,710	₹42,54,375
7	₹1,65,418	₹3,55,276	₹40,88,957
8	₹1,80,039	₹3,40,655	₹39,08,918
9	₹1,95,953	₹3,24,741	₹37,12,965
10	₹2,13,274	₹3,07,420	₹34,99,691
11	₹2,32,125	₹2,88,569	₹32,67,566
12	₹2,52,643	₹2,68,051	₹30,14,923
13	₹2,74,974	₹2,45,720	₹27,39,949
14	₹2,99,279	₹2,21,415	₹24,40,670
15	₹3,25,733	₹1,94,961	₹21,14,937
16	₹3,54,525	₹1,66,169	₹17,60,412
17	₹3,85,862	₹1,34,832	₹13,74,550
18	₹4,19,968	₹1,00,726	₹9,54,582
19	₹4,57,090	₹63,604	₹4,97,492
20	₹4,97,492	₹23,202	₹0

How it works

HSBC India home loan highlights

Interest rate starts at 8.5% p.a.
Loan tenure up to 30 years
Up to 90% financing on property value
Processing fee: 0.25% to 1% of loan amount

Rates listed here are indicative based on publicly available information and update periodically. Final rate will be confirmed by the bank after credit assessment.

Frequently asked