DBS Bank India Home Loan EMI Calculator

Calculate EMI for DBS Bank India home loan at the current 8.65% rate.

Loans & EMI🇮🇳India · FY 2026-27Reviewed Apr 2026No sign-up · Runs in your browser

Loan Details

Loan Amount₹50,00,000

Interest Rate8.65%

Loan Tenure20yrs

Results

Your Monthly EMI

₹43,867

Principal

₹50,00,000

Total Interest

₹55,28,083

Total Payment

₹1,05,28,083

Principal

Interest

Yearly Amortization Schedule

Year	Principal Paid	Interest Paid	Balance
1	₹97,718	₹4,28,686	₹49,02,282
2	₹1,06,514	₹4,19,890	₹47,95,768
3	₹1,16,102	₹4,10,303	₹46,79,667
4	₹1,26,552	₹3,99,852	₹45,53,114
5	₹1,37,944	₹3,88,461	₹44,15,171
6	₹1,50,360	₹3,76,044	₹42,64,811
7	₹1,63,895	₹3,62,509	₹41,00,916
8	₹1,78,647	₹3,47,757	₹39,22,269
9	₹1,94,728	₹3,31,676	₹37,27,541
10	₹2,12,256	₹3,14,148	₹35,15,285
11	₹2,31,362	₹2,95,042	₹32,83,923
12	₹2,52,187	₹2,74,217	₹30,31,735
13	₹2,74,888	₹2,51,517	₹27,56,848
14	₹2,99,631	₹2,26,773	₹24,57,216
15	₹3,26,602	₹1,99,802	₹21,30,615
16	₹3,56,000	₹1,70,404	₹17,74,614
17	₹3,88,045	₹1,38,359	₹13,86,569
18	₹4,22,974	₹1,03,430	₹9,63,595
19	₹4,61,047	₹65,357	₹5,02,548
20	₹5,02,548	₹23,856	₹0

How it works

DBS Bank India home loan highlights

Interest rate starts at 8.65% p.a.
Loan tenure up to 30 years
Up to 90% financing on property value
Processing fee: 0.25% to 1% of loan amount

Rates listed here are indicative based on publicly available information and update periodically. Final rate will be confirmed by the bank after credit assessment.

Frequently asked