AU Small Finance Bank Home Loan EMI Calculator
Calculate EMI for AU Small Finance Bank home loan at the current 9.25% rate.
Loans & EMI🇮🇳India · FY 2026-27Reviewed No sign-up · Runs in your browser
Loan Details
₹50,00,000
9.25%
20yrs
Results
Your Monthly EMI
₹45,793
Principal
₹50,00,000
Total Interest
₹59,90,402
Total Payment
₹1,09,90,402
Principal
Interest
Yearly Amortization Schedule
| Year | Principal Paid | Interest Paid | Balance |
|---|---|---|---|
| 1 | ₹90,806 | ₹4,58,714 | ₹49,09,194 |
| 2 | ₹99,571 | ₹4,49,949 | ₹48,09,623 |
| 3 | ₹1,09,182 | ₹4,40,338 | ₹47,00,442 |
| 4 | ₹1,19,720 | ₹4,29,800 | ₹45,80,721 |
| 5 | ₹1,31,276 | ₹4,18,244 | ₹44,49,445 |
| 6 | ₹1,43,948 | ₹4,05,572 | ₹43,05,497 |
| 7 | ₹1,57,842 | ₹3,91,678 | ₹41,47,655 |
| 8 | ₹1,73,078 | ₹3,76,442 | ₹39,74,577 |
| 9 | ₹1,89,784 | ₹3,59,736 | ₹37,84,793 |
| 10 | ₹2,08,103 | ₹3,41,417 | ₹35,76,690 |
| 11 | ₹2,28,190 | ₹3,21,331 | ₹33,48,501 |
| 12 | ₹2,50,215 | ₹2,99,305 | ₹30,98,285 |
| 13 | ₹2,74,367 | ₹2,75,153 | ₹28,23,918 |
| 14 | ₹3,00,850 | ₹2,48,670 | ₹25,23,068 |
| 15 | ₹3,29,890 | ₹2,19,631 | ₹21,93,178 |
| 16 | ₹3,61,732 | ₹1,87,788 | ₹18,31,446 |
| 17 | ₹3,96,648 | ₹1,52,872 | ₹14,34,799 |
| 18 | ₹4,34,934 | ₹1,14,586 | ₹9,99,865 |
| 19 | ₹4,76,915 | ₹72,605 | ₹5,22,949 |
| 20 | ₹5,22,949 | ₹26,571 | ₹0 |
How it works
AU Small Finance Bank home loan highlights
- Interest rate starts at 9.25% p.a.
- Loan tenure up to 30 years
- Up to 90% financing on property value
- Processing fee: 0.25% to 1% of loan amount
Rates listed here are indicative based on publicly available information and update periodically. Final rate will be confirmed by the bank after credit assessment.
Frequently asked
Common questions about AU Home Loan
What is the AU Small Finance Bank home loan interest rate in 2026?+
AU Small Finance Bank currently offers home loans at around 9.25% per annum. Final rate depends on credit score, loan amount, and profession.
What is the maximum AU home loan tenure?+
AU Small Finance Bank offers home loan tenures up to 30 years, subject to retirement age of the applicant.
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