Step-up SIP Calculator
Calculate maturity of SIPs where you increase the monthly amount every year by a set percentage.
Investment Details
Results
Maturity Value
₹99,91,479
Invested
₹24,00,000
Gains
₹75,91,479
Multiplier
4.2×
Why step-up SIP beats flat SIP
A 10% annual step-up on a ₹10,000 SIP for 20 years at 12% return grows to ₹1.55 crore vs ₹1 crore for a flat SIP — 55% more. The reason: each year's higher contribution compounds for all remaining years.
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