Vitthub

Down Payment Calculator

Plan the SIP required to reach your home down payment goal.

Data stays on your deviceFY 2026-27 updatedFree · No sign-up

Details

₹1,00,00,000
20%
%
5yrs
yrs
6%
%
10%
%
₹0

Result

Required Monthly SIP

₹34,277

Down Payment Needed (today)

₹20,00,000

Down Payment (future)

₹26,76,451

Plan your home down payment

Most banks require 20% down payment on home loans. For a ₹1 crore home, that's ₹20 lakh. With 6% property inflation, the home costing ₹1 crore today will cost ₹1.34 crore in 5 years — so your down payment goal should inflate too.

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