🧾 Cut my tax bill
Find every deduction, credit, and regime choice that applies to you — then run the numbers side-by-side to see what actually saves the most.
Your 4-step plan
Work through these in order. Each step links to the calculator you need.
- 1
Run the regime comparison
In most countries there's a choice (new vs old, marginal vs flat, standard vs itemised). Run both — the difference can be 5–15%.
Open Income Tax - 2
Max retirement contributions
These are pre-tax almost everywhere. Every extra ₹1 / $1 into them lowers taxable income.
Open PAYE - 3
Claim the usual suspects
Rent (HRA), mortgage interest, charity, work-from-home, professional fees, medical insurance. Run through each.
Open Retirement - 4
File early
Refunds are bigger and faster. Notices come if you wait.
Your toolbelt
These calculators, run together, answer the full question — not a slice of it.
Income Tax
Calculate your 2026/27 SARS income tax, primary/secondary/tertiary rebates, medical tax credits, UIF, and monthly take-home pay.
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PAYE
Calculate your monthly net salary after SARS PAYE, UIF, and medical tax credits.
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Retirement
Project your retirement annuity or pension pot at retirement.
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