Plan your kids' future

Project what education and big milestones will cost in 15–20 years' inflated money — then work backwards to a monthly investment number.

Life goal0 calculators~12 min plan🇯🇵Japan · Tax Year 2026

The plan

4 calculators. In the right order.

Most money decisions need more than one number. Work through the 4 steps below in sequence — each links to the calculator that answers its question. Takes about 12 minutes end-to-end.

Step 1Step 4

Walk through

Step-by-step

01
Step 1 of 4
Estimate future-money cost
A ₹10L / $50k degree today will cost 2–3× that in 18 years. Inflate the sticker price before planning.
02
Step 2 of 4
Pick a long-duration vehicle
Equity SIP / index fund / child-specific scheme. Time horizon > 10 years tolerates volatility.
03
Step 3 of 4
Automate the transfer
Treat it as a bill, not a nice-to-have. Set it up on payday and forget about it.
04
Step 4 of 4
Don't raid it
The mistake 80% of parents make. Keep a separate emergency fund so this stays untouched.