NZ Budget 2026 — KiwiSaver, PAYE Brackets & Super Age Review
_Live from Parliament on Budget Day 2026._
What to watch
- PAYE brackets — already adjusted in 2024; further indexation possible
- KiwiSaver employer match — 3% default; any lift or threshold change
- NZ Super age — periodic review; watch eligibility announcements
- Working for Families — tax credit thresholds
- ACC earner levy — 1.6% currently
- GST — 15%, unchanged since 2010
- IETC (Independent Earner Tax Credit)
Live tracker
_(Filled live.)_
Calculator updates
- Income Tax Calculator — PAYE + ACC earner levy + IETC
- PAYE Calculator — weekly/fortnightly/monthly
- KiwiSaver Calculator — employee + employer + MTC projection
- Mortgage Calculator — RBNZ LVR rules
- GST Calculator
Our sources
Treasury budget documents (treasury.govt.nz), IRD policy guidance, the Minister of Finance speech.
Keep reading
More articles you'll like
What is a CIBIL Score and How Do You Actually Improve It?
Your CIBIL score decides whether you get a loan, at what rate, and with what limit. Here is how it is calculated, what brings it down, and exactly what moves it up.
What is a SIP and How Does It Actually Work? A No-Jargon Guide
Everyone says "start an SIP". But what actually happens when the ₹5,000 leaves your account on the 5th of every month? A clear walk-through for first-time investors.
HRA Exemption Explained: How to Calculate It With Real Examples
HRA is the biggest tax break for salaried renters. But the formula confuses most people. Here it is explained with Mumbai, Bangalore, and small-city examples.