Australian CGT Calculator
Calculate CGT on shares, property, or crypto. 50% discount applied for assets held 12+ months.
Details
Result
CGT Payable
A$2,250
Gross Gain
A$15,000
Discount Applied
50% (12+ mo)
Discounted Gain
A$7,500
After-Tax Gain
A$12,750
How Australia taxes capital gains
Unlike the US or UK, Australia does not have separate CGT rates. Capital gains are added to your taxable income and taxed at your marginal rate. The key advantage: a 50% discount on gains from assets held 12+ months (for individuals and super funds, but not companies).
Example
Buy shares for $20,000, sell 2 years later for $35,000. Gain = $15,000. 50% discount = $7,500 added to taxable income. At 30% marginal rate = $2,250 tax (effectively 15% of the gain).
Main residence exemption
Your principal residence is exempt from CGT while it\'s your home. Moving out and renting it temporarily? The 6-year absence rule may still keep it exempt — consult an accountant before selling.
Frequently Asked Questions
Everything you need to know, in one place.
How does the 50% CGT discount work?
Australian residents who hold an asset for 12+ months get a 50% discount on the capital gain before adding it to taxable income. Example: $50k gain → $25k added to taxable income at your marginal rate.
Is the primary residence CGT-exempt?
Yes — the main residence exemption applies to your principal place of residence while it's your home. Partial exemption applies if you've rented it out or absent for extended periods.
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